1. The Numbers

Income this month: $11,884
Expenses this month: $9,635
Total debt: $229,921 → $204,900
Savings Rate: 19%
Liquidity: 0.53 months

2. Fragility Score

58% Fragility

Rating: Highly Fragile

3. What Improved

  • Paid off my final credit card; now just my car is left and then family debt!

4. What I Need to Improve

  • Save more to increase liquidity.

5. What Phase I’m In

Still in the Stabilize phase. I have made a significant cut in my debt, but my liquidity still needs to be improved in order to improve my Fragility Score, which I'll focus on after I knock out my high interest car loan.

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